Best Credit Cards For Young Adults

Many congratulations on entering the world of adulthood! As a young adult, you may be eager to explore the opportunities that a credit card provides, just like your older counterparts. You may not have a credit score or credit histories as you are new to credit card. Well, don’t worry, you are at the right place, we will help you out. In this article, we have brought some of the best credit cards that cater specifically to young adults, without requiring a credit score. Let’s dive in!

One Card Credit Card:

The One Card credit card is an excellent choice for students. With this card, you can avail a credit limit of 110% of your Fixed Deposit (FD) amount. Unlike other cards that offer only 90-95% of the FD limit, this card gives you a higher credit limit. The best part? It’s a lifetime free card with zero joining fees. Additionally, it often comes with attractive offers on popular e-commerce and food delivery platforms. This card is ideal for building your credit score efficiently and inexpensively, even if you have no credit history.

ICICI Instant Platinum Card:

Designed for students, non-salaried individuals, and homemakers, the ICICI Instant Platinum Card is a great option. If you have a savings account with ICICI Bank, you can get an approved credit card against your FD in the bank. The annual fees for this card are nil, and it offers discounts on dining, movie tickets, and even fuel surcharge waivers. This card will allows you to enjoy the benefits of a credit card while gradually building your credit history.

SBI Student Plus Advantage Card:

The SBI Student Plus Advantage Card is a unique offering that caters to individuals who have taken an education loan from SBI and also hold an FD in the bank. This card can be used both in India and abroad at more than 24 outlets. You can conveniently pay your utility bills and earn 100X reward points with every transaction. The reward points can be redeemed to pay off your outstanding bills with earning rewards.

Conclusion:

As a young adult, choosing the right credit card is really important to building a strong credit history and enjoying the perks that come with it. The One Card credit card, ICICI Instant Platinum Card, and SBI Student Plus Advantage Card are among the best options available to you. Don’t forget to use your credit card responsibly and ensure timely payments to keep credit score strong. With the right card in your wallet, you can make the most of your financial journey as a young adult.